Efficiency Ratio Over Time
Efficiency Ratio Bay Port State Bank All Insured Commercial Banks in Michigan
12-31-2016 83.648 71.925
09-30-2016 84.323 72.284
06-30-2016 85.94 72.703
03-31-2016 88.797 74.111
12-31-2015 83.097 73.902
09-30-2015 84.056 72.796
06-30-2015 84.743 73.108
03-31-2015 89.648 74.364
12-31-2014 86.044 75.309
09-30-2014 86.663 75.334
06-30-2014 88.188 75.605
03-31-2014 87.826 76.846
12-31-2013 86.185 74.841
09-30-2013 86.566 73.806
06-30-2013 87.186 73.811
03-31-2013 89.965 73.988
12-31-2012 84.573 71.723
09-30-2012 83.343 71.614
06-30-2012 83.682 71.839
03-31-2012 85.714 72.697
12-31-2011 82.63 73.486
09-30-2011 86.46 73.637
06-30-2011 87.701 74.221
03-31-2011 93.071 75.166
12-31-2010 90.549 74.379
09-30-2010 92.376 74.86
06-30-2010 96.624 75.739
03-31-2010 101.077 76.883
12-31-2009 99.319 82.058
09-30-2009 99.303 81.121
06-30-2009 102.571 82.109
03-31-2009 103.866 80.184
12-31-2008 96.48 80.181
09-30-2008 96.317 75.465
06-30-2008 96.252 75.619
03-31-2008 93.513 76.097
12-31-2007 85.393 72.221
09-30-2007 85.411 70.635
06-30-2007 85.861 69.92
03-31-2007 85.032 70.315
12-31-2006 78.646 66.877
09-30-2006 77.091 65.716
06-30-2006 77.596 66.171
03-31-2006 81.357 66.982
12-31-2005 75.847 64.078
09-30-2005 74.285 64.016
06-30-2005 74.699 63.808
03-31-2005 74.593 64.541
12-31-2004 79.069 64.329
09-30-2004 81.016 64.747
06-30-2004 85.441 65.538
03-31-2004 87.961 66.274
12-31-2003 94.021 63.66
09-30-2003 96.496 62.955
06-30-2003 96.639 63.034
03-31-2003 101.271 63.233
12-31-2002 94.173 62.526