Efficiency Ratio Over Time
Efficiency Ratio Bay Bank & Trust Co. All Insured Commercial Banks in Florida
12-31-2011 98.35 90.676
09-30-2011 99.273 88.743
06-30-2011 104.633 90.569
03-31-2011 114.81 93.024
12-31-2010 92.115 98.354
09-30-2010 92.61 95.931
06-30-2010 95.996 96.875
03-31-2010 99.952 96.665
12-31-2009 94.066 110.017
09-30-2009 94.931 109.217
06-30-2009 95.978 110.145
03-31-2009 96.186 106.117
12-31-2008 82.529 106.869
09-30-2008 81.871 99.7
06-30-2008 80.467 97.665
03-31-2008 75.036 96.573
12-31-2007 63.119 89.035
09-30-2007 59.737 83.443
06-30-2007 58.961 79.425
03-31-2007 59.948 76.61
12-31-2006 55.635 74.435
09-30-2006 54.034 70.062
06-30-2006 53.897 68.269
03-31-2006 54.154 68.681
12-31-2005 56.902 70.265
09-30-2005 57.43 70.33
06-30-2005 59.238 68.755
03-31-2005 62.582 69.25
12-31-2004 68.411 72.022
09-30-2004 70.581 70.445
06-30-2004 73.12 71.231
03-31-2004 76.459 71.697
12-31-2003 71.691 73.427
09-30-2003 71.26 72.963
06-30-2003 68.498 72.602
03-31-2003 75.203 73.441
12-31-2002 70.845 73.418