Efficiency Ratio Over Time
Efficiency Ratio Bank One, Delaware, National Association All Insured Commercial Banks in Delaware
09-30-2004 68.959 54.356
06-30-2004 73.044 52.804
03-31-2004 71.395 55.611
12-31-2003 66.208 52.363
09-30-2003 65.907 53.152
06-30-2003 65.144 56.57
03-31-2003 65.467 59.417
12-31-2002 71.791 63.707