Efficiency Ratio Over Time
Efficiency Ratio Bank Of Petaluma All Insured Commercial Banks in California
12-31-2003 67.521 78.394
09-30-2003 70.438 69.685
06-30-2003 70.241 70.304
03-31-2003 76.928 69.597
12-31-2002 56.706 70.571