Efficiency Ratio Over Time
Efficiency Ratio Bank Of Michigan All Insured Commercial Banks in Michigan
12-31-2015 72.515 73.902
09-30-2015 74.47 72.796
06-30-2015 78.101 73.108
03-31-2015 71.421 74.364
12-31-2014 71.302 75.309
09-30-2014 73.883 75.334
06-30-2014 74.887 75.605
03-31-2014 74.142 76.846
12-31-2013 69.01 74.841
09-30-2013 69.276 73.806
06-30-2013 67.47 73.811
03-31-2013 64.056 73.988
12-31-2012 72.159 71.723
09-30-2012 73.288 71.614
06-30-2012 74.525 71.839
03-31-2012 76.754 72.697
12-31-2011 69.583 73.486
09-30-2011 70.392 73.637
06-30-2011 68.884 74.221
03-31-2011 68.262 75.166
12-31-2010 70.957 74.379
09-30-2010 74.496 74.86
06-30-2010 74.834 75.739
03-31-2010 77.831 76.883
12-31-2009 71.591 82.058
09-30-2009 76.805 81.121
06-30-2009 83.627 82.109
03-31-2009 89.316 80.184
12-31-2008 68.187 80.181
09-30-2008 66.554 75.465
06-30-2008 67.136 75.619
03-31-2008 71.493 76.097
12-31-2007 86.049 72.221
09-30-2007 89.706 70.635
06-30-2007 95.213 69.92
03-31-2007 109.311 70.315
12-31-2006 116.233 66.877
09-30-2006 123.012 65.716
06-30-2006 129.625 66.171
03-31-2006 142.973 66.982
12-31-2005 322.068 64.078
09-30-2005 461.654 64.016
06-30-2005 687.5 63.808
03-31-2005 875 64.541
12-31-2004 64.329
09-30-2004 64.747
06-30-2004 65.538
03-31-2004 66.274
12-31-2003 63.66
09-30-2003 62.955
06-30-2003 63.034
03-31-2003 63.233
12-31-2002 62.526