Efficiency Ratio Over Time
Efficiency Ratio Bank Of Madera County All Insured Commercial Banks in California
12-31-2004 110.483 71.614
09-30-2004 80.946 71.664
06-30-2004 70.447 72.622
03-31-2004 77.122 74.921
12-31-2003 77.311 78.394
09-30-2003 75.529 69.685
06-30-2003 75.746 70.304
03-31-2003 75.884 69.597
12-31-2002 82.641 70.571