Bank Of Hays
Hays, KS — Non-member Bank
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Net Interest Margin Over Time
| Net Interest Margin | Bank Of Hays | All Insured Commercial Banks in Kansas |
| 12-31-2016 | 3.454 | 3.683 |
| 09-30-2016 | 3.44 | 3.692 |
| 06-30-2016 | 3.424 | 3.681 |
| 03-31-2016 | 3.485 | 3.692 |
| 12-31-2015 | 3.263 | 3.652 |
| 09-30-2015 | 3.233 | 3.63 |
| 06-30-2015 | 3.206 | 3.6 |
| 03-31-2015 | 3.164 | 3.569 |
| 12-31-2014 | 3.196 | 3.617 |
| 09-30-2014 | 3.21 | 3.603 |
| 06-30-2014 | 3.166 | 3.577 |
| 03-31-2014 | 3.176 | 3.547 |
| 12-31-2013 | 3.213 | 3.556 |
| 09-30-2013 | 3.188 | 3.537 |
| 06-30-2013 | 3.136 | 3.507 |
| 03-31-2013 | 3.106 | 3.477 |
| 12-31-2012 | 3.426 | 3.704 |
| 09-30-2012 | 3.479 | 3.722 |
| 06-30-2012 | 3.49 | 3.726 |
| 03-31-2012 | 3.464 | 3.718 |
| 12-31-2011 | 3.494 | 3.876 |
| 09-30-2011 | 3.494 | 3.876 |
| 06-30-2011 | 3.464 | 3.828 |
| 03-31-2011 | 3.384 | 3.77 |
| 12-31-2010 | 3.521 | 3.908 |
| 09-30-2010 | 3.571 | 3.901 |
| 06-30-2010 | 3.566 | 3.881 |
| 03-31-2010 | 3.56 | 3.857 |
| 12-31-2009 | 3.609 | 3.978 |
| 09-30-2009 | 3.576 | 3.968 |
| 06-30-2009 | 3.545 | 3.958 |
| 03-31-2009 | 3.57 | 3.937 |
| 12-31-2008 | 3.544 | 4.053 |
| 09-30-2008 | 3.523 | 4.057 |
| 06-30-2008 | 3.479 | 4.061 |
| 03-31-2008 | 3.528 | 4.055 |
| 12-31-2007 | 3.568 | 4.166 |
| 09-30-2007 | 3.663 | 4.151 |
| 06-30-2007 | 3.807 | 4.15 |
| 03-31-2007 | 3.827 | 4.124 |
| 12-31-2006 | 4.11 | 4.194 |
| 09-30-2006 | 4.136 | 4.181 |
| 06-30-2006 | 4.114 | 4.159 |
| 03-31-2006 | 4.039 | 4.12 |
| 12-31-2005 | 3.938 | 4.137 |
| 09-30-2005 | 3.906 | 4.111 |
| 06-30-2005 | 3.927 | 4.073 |
| 03-31-2005 | 3.81 | 4.024 |
| 12-31-2004 | 4.192 | 4.061 |
| 09-30-2004 | 4.277 | 4.038 |
| 06-30-2004 | 4.223 | 4.02 |
| 03-31-2004 | 4.074 | 3.998 |
| 12-31-2003 | 4.172 | 4.085 |
| 09-30-2003 | 4.193 | 4.088 |
| 06-30-2003 | 4.133 | 4.097 |
| 03-31-2003 | 4.113 | 4.087 |
| 12-31-2002 | 4.197 | 4.272 |