Efficiency Ratio Over Time
Efficiency Ratio Ann Arbor State Bank All Insured Commercial Banks in Michigan
12-31-2016 58.709 71.925
09-30-2016 55.753 72.284
06-30-2016 50.367 72.703
03-31-2016 56.165 74.111
12-31-2015 56.44 73.902
09-30-2015 55.469 72.796
06-30-2015 56.356 73.108
03-31-2015 51.894 74.364
12-31-2014 55.928 75.309
09-30-2014 54.66 75.334
06-30-2014 57.043 75.605
03-31-2014 65.029 76.846
12-31-2013 61.51 74.841
09-30-2013 60.405 73.806
06-30-2013 72.566 73.811
03-31-2013 67.417 73.988
12-31-2012 63.018 71.723
09-30-2012 62.977 71.614
06-30-2012 63.547 71.839
03-31-2012 65.064 72.697
12-31-2011 70.51 73.486
09-30-2011 70.601 73.637
06-30-2011 73.178 74.221
03-31-2011 75.076 75.166
12-31-2010 77.957 74.379
09-30-2010 79.169 74.86
06-30-2010 81.846 75.739
03-31-2010 80.873 76.883
12-31-2009 157.816 82.058
09-30-2009 215.393 81.121
06-30-2009 344.504 82.109
03-31-2009 606 80.184
12-31-2008 80.181
09-30-2008 75.465
06-30-2008 75.619
03-31-2008 76.097
12-31-2007 72.221
09-30-2007 70.635
06-30-2007 69.92
03-31-2007 70.315
12-31-2006 66.877
09-30-2006 65.716
06-30-2006 66.171
03-31-2006 66.982
12-31-2005 64.078
09-30-2005 64.016
06-30-2005 63.808
03-31-2005 64.541
12-31-2004 64.329
09-30-2004 64.747
06-30-2004 65.538
03-31-2004 66.274
12-31-2003 63.66
09-30-2003 62.955
06-30-2003 63.034
03-31-2003 63.233
12-31-2002 62.526