Efficiency Ratio Over Time
Efficiency Ratio American State Bank All Insured Commercial Banks in Indiana
03-31-2005 195.205 66.006
12-31-2004 79.612 65.999
09-30-2004 75.782 65.242
06-30-2004 75.237 65.757
03-31-2004 71.123 66.1
12-31-2003 86.78 63.889
09-30-2003 90.048 62.988
06-30-2003 80.543 62.52
03-31-2003 79.677 62.69
12-31-2002 84.297 61.138