Efficiency Ratio Over Time
Efficiency Ratio American State Bank Of Olivia All Insured Commercial Banks in Minnesota
09-30-2005 51.622 62.201
06-30-2005 51.459 62.651
03-31-2005 54.174 62.926
12-31-2004 49.55 63.335
09-30-2004 49.493 61.98
06-30-2004 50.219 62.61
03-31-2004 54.671 63.48
12-31-2003 57.585 63.289
09-30-2003 59.445 61.468
06-30-2003 60.808 61.298
03-31-2003 70.036 62.209
12-31-2002 62.225 61.807