Efficiency Ratio Over Time
Efficiency Ratio Advantage Bank All Insured Commercial Banks in New Jersey
12-31-2005 74.866 73.281
09-30-2005 75.58 67.202
06-30-2005 76.669 65.906
03-31-2005 77.667 66.772
12-31-2004 73.321 67.556
09-30-2004 74.568 67.43
06-30-2004 75.487 68.24
03-31-2004 76.814 68.983
12-31-2003 81.185 70.163
09-30-2003 85.035 70.632
06-30-2003 88.212 69.756
03-31-2003 87.234 70.823
12-31-2002 90.13 71.543