Efficiency Ratio Over Time
Efficiency Ratio Academy Bank, National Association All Insured Commercial Banks in Colorado
12-31-2016 81.846 70.399
09-30-2016 82.59 69.62
06-30-2016 81.886 70.228
03-31-2016 81.517 71.14
12-31-2015 79.644 71.652
09-30-2015 77.723 71.566
06-30-2015 79.507 73.263
03-31-2015 76.425 74.241
12-31-2014 74.863 74.059
09-30-2014 68.986 73.522
06-30-2014 68.425 76.747
03-31-2014 69.519 78.579
12-31-2013 73.21 78.081
09-30-2013 73.777 77.439
06-30-2013 74.823 77.512
03-31-2013 74.801 77.838
12-31-2012 74.864 80.56
09-30-2012 72.352 77.956
06-30-2012 72.06 78.839
03-31-2012 79.736 77.704
12-31-2011 64.056 77.778
09-30-2011 63.36 77.682
06-30-2011 63.696 80.055
03-31-2011 81.095 80.982
12-31-2010 60.917 80.821
09-30-2010 59.571 71.624
06-30-2010 64.595 71.644
03-31-2010 61.186 71.913
12-31-2009 53.538 73.281
09-30-2009 53.403 72.547
06-30-2009 53.01 72.563
03-31-2009 56.933 71.876
12-31-2008 49.934 72.161
09-30-2008 50.138 70.02
06-30-2008 51.328 67.903
03-31-2008 51.689 68.403
12-31-2007 48.992 65.88
09-30-2007 48.947 64.51
06-30-2007 49.522 64.76
03-31-2007 51.212 65.015
12-31-2006 52.944 63.647
09-30-2006 54.122 63.001
06-30-2006 54.697 62.908
03-31-2006 58.797 64.167
12-31-2005 54.874 63.693
09-30-2005 54.32 63.406
06-30-2005 55.545 64.009
03-31-2005 55.521 65.032
12-31-2004 66.445 65.877
09-30-2004 69.283 64.595
06-30-2004 72.68 65.354
03-31-2004 71.339 66.554
12-31-2003 65.399 65.768
09-30-2003 64.447 64.912
06-30-2003 64.4 64.05
03-31-2003 64.939 64.207
12-31-2002 68.264 63.982