Efficiency Ratio Over Time
Efficiency Ratio 1St State Bank All Insured Commercial Banks in Michigan
12-31-2016 66.715 71.925
09-30-2016 67.055 72.284
06-30-2016 69.751 72.703
03-31-2016 69.16 74.111
12-31-2015 71.612 73.902
09-30-2015 71.285 72.796
06-30-2015 73.202 73.108
03-31-2015 75.647 74.364
12-31-2014 72.5 75.309
09-30-2014 71.737 75.334
06-30-2014 72.497 75.605
03-31-2014 73.036 76.846
12-31-2013 66.085 74.841
09-30-2013 65.067 73.806
06-30-2013 64.456 73.811
03-31-2013 65.112 73.988
12-31-2012 66.63 71.723
09-30-2012 66.624 71.614
06-30-2012 65.325 71.839
03-31-2012 65.956 72.697
12-31-2011 72.619 73.486
09-30-2011 72.332 73.637
06-30-2011 72.104 74.221
03-31-2011 75.184 75.166
12-31-2010 70.453 74.379
09-30-2010 68.979 74.86
06-30-2010 70.773 75.739
03-31-2010 72.439 76.883
12-31-2009 76.361 82.058
09-30-2009 77.378 81.121
06-30-2009 80.193 82.109
03-31-2009 75.705 80.184
12-31-2008 81.801 80.181
09-30-2008 81.233 75.465
06-30-2008 80.142 75.619
03-31-2008 82.033 76.097
12-31-2007 107.702 72.221
09-30-2007 98.748 70.635
06-30-2007 107.879 69.92
03-31-2007 116.69 70.315
12-31-2006 138.952 66.877
09-30-2006 147.613 65.716
06-30-2006 154.856 66.171
03-31-2006 170.167 66.982
12-31-2005 175.859 64.078
09-30-2005 175 64.016
06-30-2005 180.606 63.808
03-31-2005 204.902 64.541
12-31-2004 401.46 64.329
09-30-2004 559.167 64.747
06-30-2004 977.419 65.538
03-31-2004 66.274
12-31-2003 63.66
09-30-2003 62.955
06-30-2003 63.034
03-31-2003 63.233
12-31-2002 62.526