Efficiency Ratio Over Time
Efficiency Ratio 1St Constitution Bank All Insured Commercial Banks in New Jersey
12-31-2016 65.668 74.417
09-30-2016 64.282 75.092
06-30-2016 65.931 76.58
03-31-2016 67.093 77.142
12-31-2015 64.452 77.878
09-30-2015 63.357 77.461
06-30-2015 63.351 77.844
03-31-2015 61.142 77.466
12-31-2014 68.124 81.231
09-30-2014 69.691 80.725
06-30-2014 76.599 79.986
03-31-2014 82.342 78.922
12-31-2013 67.761 78.964
09-30-2013 66.752 77.051
06-30-2013 70.459 77.376
03-31-2013 74.512 76.545
12-31-2012 70.307 76.85
09-30-2012 69.609 75.822
06-30-2012 68.961 75.688
03-31-2012 70.469 73.827
12-31-2011 69.28 75.066
09-30-2011 71.104 74.154
06-30-2011 74.184 74.597
03-31-2011 71.881 74.854
12-31-2010 69.99 75.764
09-30-2010 69.625 76.636
06-30-2010 71.848 78.822
03-31-2010 73.515 78.575
12-31-2009 75.819 92.373
09-30-2009 77.684 96.313
06-30-2009 79.723 103.931
03-31-2009 75.454 103.792
12-31-2008 72.255 106.805
09-30-2008 70.201 101.217
06-30-2008 69.19 93.732
03-31-2008 67.575 89.248
12-31-2007 55.329 90.936
09-30-2007 53.603 86.235
06-30-2007 53.536 86.859
03-31-2007 54.253 82.448
12-31-2006 55.429 80.57
09-30-2006 57.589 80.45
06-30-2006 59.085 81.332
03-31-2006 60.415 84.139
12-31-2005 58.259 73.281
09-30-2005 58.962 67.202
06-30-2005 58.723 65.906
03-31-2005 60.075 66.772
12-31-2004 59.248 67.556
09-30-2004 60.235 67.43
06-30-2004 59.881 68.24
03-31-2004 60.175 68.983
12-31-2003 57.459 70.163
09-30-2003 58.328 70.632
06-30-2003 58.918 69.756
03-31-2003 59.162 70.823
12-31-2002 57.904 71.543