United Bank & Trust Company
Rockmart, GA — Domestic Branch of a Domestic Bank
Acquired Jul 2008
Vitals
-
Total Assets102.6M -13.2 %
-
Total Deposits79.4M -9.4 %
-
Total Net Loans70.2M -24.1 %
-
Net Income
-
Book Value17.8M 107.5 %
-
Book Value x235.5M 107.5 %
-
Book Value x353.3M 107.5 %
Balance Sheet Highlights
Financial Highlights | United Bank & Trust Company | All Insured Commercial Banks in Georgia |
Balance Sheet $(000) | ||
Total Assets | 102,612 | 223,959 |
Total Net Loans | 70,217 | 168,343 |
Total Deposits | 79,396 | 183,050 |
Total Equity | 17,754 | 22,029 |
Profitability | ||
Net Income | — | 5,827 |
Return on Average Assets | — | .996 |
Return on Average Equity | — | 9.535 |
Net Interest Margin | 1.324 | 3.593 |
Efficiency Ratio | 182.661 | 82.103 |
Noninterest Income/Revenue | 3.587 | 16.558 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 88.439 | 88.15 |
Securities/Assets | .082 | .193 |
Total Equity/Total Assets | .173 | .098 |
Tangible Equity/Tangible Assets | .091 | -.751 |
Capital Adequacy | ||
Tier 1 Common Capital | — | — |
Tier 1 Capital | 9,391 | 20,678 |
Tier 2 Capital | 1,065 | 2,304 |
Total Capital | 10,456 | 22,936 |
Total Risk Weighted Assets | 78,366 | 180,273 |
Leverage Ratio | 10.36 | 10.241 |
Common Equity Tier 1 Capital Ratio | — | — |
Tier 1 Capital Ratio | 11.98 | 13.04 |
Total Capital Ratio | 13.34 | 14.21 |
Timeline for United Bank & Trust Company
Suntrust Bank
United Bank & Trust Company was acquired by Suntrust Bank 15 years
View Profile Jul 25 2008Suntrust Banks, Inc.
Suntrust Banks, Inc. became a new parent organization for United Bank & Trust Company.
View Profile May 01 2008Gb&T Bancshares, Inc.
Gb&T Bancshares, Inc. became a new parent organization for United Bank & Trust Company.
View Profile Mar 01 2000Ub&T Financial Services Corporation
Ub&T Financial Services Corporation became a new parent organization for United Bank & Trust Company.
View Profile Sep 01 1998United Bank & Trust Company
United Bank & Trust Company was established 34 years ago and is currently headquartered in Rockmart, GA.
Jan 16 1990Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
Suntrust Bank | Buyer | 200,200,764 | Pooling of Interests | Discontinued | 7/25/2008 |
Relationships | Role | Relationship Start | Relationship End |
Suntrust Banks, Inc. | Parent | 5/1/2008 | 7/24/2008 |
Gb&T Bancshares, Inc. | Parent | 3/1/2000 | 4/30/2008 |
Ub&T Financial Services Corporation | Parent | 9/1/1998 | 2/29/2000 |
Similar Organizations
Organization | City | State | Total Assets |
---|---|---|---|
Pioneer State Bank
|
Earlville | IL | 102.7M |
Merit Bank
|
Overland Park | KS | 102.1M |
New Jersey Community Bank
|
Freehold | NJ | 101.9M |
Williamsville State Bank & Trust
|
Williamsville | IL | 103.4M |
The Tri-County Bank
|
Stuart | NE | 103.8M |
Farmers State Bank
|
Algona | IA | 104.0M |
Oklahoma Heritage Bank
|
Roff | OK | 100.8M |
Redstone Bank
|
Centennial | CO | 104.5M |
First Central Bank
|
Cambridge | NE | 100.7M |
American Founders Bank, Inc.
|
Louisville | KY | 99.9M |