Vitals
  • Total Assets
    689.5M -0.5 %
  • Total Deposits
    408.9M -21.1 %
  • Total Net Loans
    423.2M -21.1 %
  • Net Income
  • Book Value
    111.6M 54.8 %
  • Book Value x2
    223.3M 54.8 %
  • Book Value x3
    334.9M 54.8 %
ROAA

ROAE

Efficiency Ratio

85.404

Net Interest Margin

2.902

Balance Sheet Highlights
Financial Highlights Gainesville Bank & Trust All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 689,543 223,959
Total Net Loans 423,219 168,343
Total Deposits 408,879 183,050
Total Equity 111,628 22,029
Profitability
Net Income — 5,827
Return on Average Assets — .996
Return on Average Equity — 9.535
Net Interest Margin 2.902 3.593
Efficiency Ratio 85.404 82.103
Noninterest Income/Revenue 16.928 16.558
Balance Sheet Ratios
Loan-to-Deposit 103.507 88.15
Securities/Assets .073 .193
Total Equity/Total Assets .162 .098
Tangible Equity/Tangible Assets .071 -.751
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 49,080 20,678
Tier 2 Capital 6,947 2,304
Total Capital 56,027 22,936
Total Risk Weighted Assets 499,127 180,273
Leverage Ratio 8.66 10.241
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.83 13.04
Total Capital Ratio 11.22 14.21

Timeline for Gainesville Bank & Trust

Suntrust Bank

Gainesville Bank & Trust was acquired by Suntrust Bank 15 years

View Profile Jul 25 2008

Suntrust Banks, Inc.

Suntrust Banks, Inc. became a new parent organization for Gainesville Bank & Trust.

View Profile May 01 2008

Lumpkin County Bank

Acquisition: Gainesville Bank & Trust acquired a new subsidiary, Lumpkin County Bank, 19 years

View Profile Aug 19 2004

Southern Heritage Bank

Acquisition: Gainesville Bank & Trust acquired a new subsidiary, Southern Heritage Bank, 19 years

View Profile Aug 02 2004

Gb&T Bancshares, Inc.

Gb&T Bancshares, Inc. became a new parent organization for Gainesville Bank & Trust.

View Profile Apr 24 1998

Want to see more?

Complete timeline for Gainesville Bank & Trust is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Suntrust Bank Buyer 200,200,764 Pooling of Interests Discontinued 7/25/2008
Lumpkin County Bank Seller 68,905 Acquisition Discontinued 8/19/2004
Southern Heritage Bank Seller 117,746 Acquisition Discontinued 8/2/2004
Relationships Role Relationship Start Relationship End
Suntrust Banks, Inc. Parent 5/1/2008 7/24/2008
Gb&T Bancshares, Inc. Parent 4/24/1998 4/30/2008
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