Efficiency Ratio Over Time
Efficiency Ratio West Texas State Bank All Insured Commercial Banks in Texas
12-31-2016 65.462 66.762
09-30-2016 64.533 66.187
06-30-2016 64.704 66.286
03-31-2016 60.824 66.484
12-31-2015 58.502 67.473
09-30-2015 58.568 67.019
06-30-2015 59.48 67.62
03-31-2015 56.591 68.379
12-31-2014 53.867 67.933
09-30-2014 51.34 67.76
06-30-2014 50.79 68.348
03-31-2014 51.044 69.161
12-31-2013 52.701 70.01
09-30-2013 51.009 69.448
06-30-2013 53.179 70.111
03-31-2013 50.582 71.168
12-31-2012 51.838 70.289
09-30-2012 52.221 69.365
06-30-2012 53.373 69.7
03-31-2012 52.057 69.836
12-31-2011 58.207 71.203
09-30-2011 57.096 70.717
06-30-2011 59.48 71.672
03-31-2011 60.811 72.166
12-31-2010 56.971 72.798
09-30-2010 56.693 71.344
06-30-2010 55.339 71.672
03-31-2010 53.586 72.124
12-31-2009 55.992 72.899
09-30-2009 56.945 71.928
06-30-2009 58.607 72.628
03-31-2009 57.814 71.399
12-31-2008 59.545 70.933
09-30-2008 57.739 69.839
06-30-2008 56.607 70.152
03-31-2008 52.442 69.753
12-31-2007 64.303 68.047
09-30-2007 62.758 66.762
06-30-2007 61.954 66.933
03-31-2007 60.227 66.629
12-31-2006 71.101 66.288
09-30-2006 70.796 64.993
06-30-2006 71.228 65.249
03-31-2006 72.15 65.978
12-31-2005 86.05 67.153
09-30-2005 82.845 66.756
06-30-2005 83.912 67.031
03-31-2005 84.542 67.486
12-31-2004 85.557 69.184
09-30-2004 85.327 68.305
06-30-2004 85.96 68.807
03-31-2004 84.013 69.055
12-31-2003 90.005 69.41
09-30-2003 89.722 68.526
06-30-2003 85.618 68.452
03-31-2003 82.05 68.632
12-31-2002 91.367 67.534