Vitals
  • Total Assets
    185.8M -0.2 %
  • Total Deposits
    160.2M 0.2 %
  • Total Net Loans
    133.6M 1.2 %
  • Net Income
    1.8M 1.8 %
  • Book Value
    23.4M -1.9 %
  • Book Value x2
    46.8M -1.9 %
  • Book Value x3
    70.3M -1.9 %
ROAA

.971

ROAE

7.539

Efficiency Ratio

72.274

Net Interest Margin

4.106

Balance Sheet Highlights
Financial Highlights Virginia Bank And Trust Company All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 185,784 858,303
Total Net Loans 133,611 607,607
Total Deposits 160,238 699,932
Total Equity 23,417 97,657
Profitability
Net Income 1,805 7,896
Return on Average Assets .971 .794
Return on Average Equity 7.539 6.983
Net Interest Margin 4.106 3.805
Efficiency Ratio 72.274 71.157
Noninterest Income/Revenue 17.545 16.327
Balance Sheet Ratios
Loan-to-Deposit 83.383 84.705
Securities/Assets .161 .136
Total Equity/Total Assets .126 .114
Tangible Equity/Tangible Assets .126 .103
Capital Adequacy
Tier 1 Common Capital 24,035 87,521
Tier 1 Capital 24,035 87,589
Tier 2 Capital 808 6,159
Total Capital 24,843 93,977
Total Risk Weighted Assets 131,332 657,024
Leverage Ratio 12.83 10.765
Common Equity Tier 1 Capital Ratio 18.3 14.768
Tier 1 Capital Ratio 18.3 14.769
Total Capital Ratio 18.92 15.893

Timeline for Virginia Bank And Trust Company

Virginia Bank Bankshares, Inc.

Virginia Bank Bankshares, Inc. became a new parent organization for Virginia Bank And Trust Company.

View Profile Jan 01 1998

Virginia Bank And Trust Company

Virginia Bank And Trust Company was established 78 years ago and is currently headquartered in Danville, VA.

Nov 23 1945
Relationships Role Relationship Start Relationship End
Virginia Bank Bankshares, Inc. Parent 1/1/1998
Similar Organizations
Organization City State Total Assets
First Vision Bank Of Tennessee
 		Tullahoma TN 188.1M
Select Bank
 		Forest VA 188.7M
Marblehead Bank
 		Marblehead MA 194.0M
Petit Jean State Bank
 		Morrilton AR 184.1M
Pinnacle Bank
 		Marshalltown IA 191.8M
Eastern Savings Bank
 		Norwich CT 197.7M
First Sentinel Bank
 		Richlands VA 195.3M
The Casey County Bank, Inc.
 		Liberty KY 176.1M
The Fidelity State Bank And Trust Company
 		Dodge City KS 175.6M
Freedom Financial Bank
 		West Des Moines IA 173.9M