Vitals
  • Total Assets
    70.8M -6.1 %
  • Total Deposits
    62.7M -0.2 %
  • Total Net Loans
    55.0M -1.6 %
  • Net Income
    1.2M 1.9 %
  • Book Value
    7.4M 6.1 %
  • Book Value x2
    14.8M 6.1 %
  • Book Value x3
    22.1M 6.1 %
ROAA

1.571

ROAE

15.912

Efficiency Ratio

58.111

Net Interest Margin

3.92

Balance Sheet Highlights
Financial Highlights Villa Grove State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 70,759 290,894
Total Net Loans 55,003 191,278
Total Deposits 62,660 246,407
Total Equity 7,375 31,125
Profitability
Net Income 1,152 2,670
Return on Average Assets 1.571 .919
Return on Average Equity 15.912 8.247
Net Interest Margin 3.92 3.499
Efficiency Ratio 58.111 67.9
Noninterest Income/Revenue 4.103 16.598
Balance Sheet Ratios
Loan-to-Deposit 87.78 72.669
Securities/Assets .124 .191
Total Equity/Total Assets .104 .107
Tangible Equity/Tangible Assets .104 .103
Capital Adequacy
Tier 1 Common Capital 7,341 29,670
Tier 1 Capital 7,341 29,720
Tier 2 Capital 556 2,112
Total Capital 7,897 31,905
Total Risk Weighted Assets 44,446 212,461
Leverage Ratio 10.07 10.62
Common Equity Tier 1 Capital Ratio 16.52 16.313
Tier 1 Capital Ratio 16.52 16.329
Total Capital Ratio 17.77 17.341

Timeline for Villa Grove State Bank

The First National Bank Of Villa Grove

Acquisition: Villa Grove State Bank acquired a new subsidiary, The First National Bank Of Villa Grove, 34 years

View Profile Dec 16 1989

Villa Grove Bancshares, Inc.

Villa Grove Bancshares, Inc. became a new parent organization for Villa Grove State Bank.

View Profile Jul 28 1978

Villa Grove State Bank

Villa Grove State Bank was established 105 years ago and is currently headquartered in Villa Grove, IL.

Oct 19 1919
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Villa Grove Seller 9,849 Discontinued 12/16/1989
Relationships Role Relationship Start Relationship End
Villa Grove Bancshares, Inc. Parent 12/31/1996
Villa Grove Bancshares, Inc. Parent 1/30/1992 12/30/1996
Villa Grove Bancshares, Inc. Parent 12/31/1980 1/29/1992
Villa Grove Bancshares, Inc. Parent 7/28/1978 12/30/1980
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