Vitals
  • Total Assets
    181.4M 2.9 %
  • Total Deposits
    142.7M 3.5 %
  • Total Net Loans
    118.6M 5.1 %
  • Net Income
    2.3M 7.3 %
  • Book Value
    31.0M -0.1 %
  • Book Value x2
    62.0M -0.1 %
  • Book Value x3
    93.1M -0.1 %
ROAA

1.252

ROAE

7.191

Efficiency Ratio

56.068

Net Interest Margin

4.334

Balance Sheet Highlights
Financial Highlights Upper Peninsula State Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 181,412 330,697
Total Net Loans 118,562 227,599
Total Deposits 142,695 278,247
Total Equity 31,017 33,935
Profitability
Net Income 2,255 3,589
Return on Average Assets 1.252 .954
Return on Average Equity 7.191 8.772
Net Interest Margin 4.334 3.821
Efficiency Ratio 56.068 71.925
Noninterest Income/Revenue 11.053 24.061
Balance Sheet Ratios
Loan-to-Deposit 83.088 76.845
Securities/Assets .241 .16
Total Equity/Total Assets .171 .103
Tangible Equity/Tangible Assets .171 .098
Capital Adequacy
Tier 1 Common Capital 32,565 32,553
Tier 1 Capital 32,565 32,664
Tier 2 Capital 1,652 2,479
Total Capital 34,217 35,133
Total Risk Weighted Assets 131,594 242,208
Leverage Ratio 18.03 10.341
Common Equity Tier 1 Capital Ratio 24.75 15.339
Tier 1 Capital Ratio 24.75 15.393
Total Capital Ratio 26 16.423

Timeline for Upper Peninsula State Bank

S.B.E. Corp.

S.B.E. Corp. became a new parent organization for Upper Peninsula State Bank.

View Profile Nov 30 1984

Upper Peninsula State Bank

Upper Peninsula State Bank was established 122 years ago and is currently headquartered in Escanaba, MI.

Jan 01 1902
Relationships Role Relationship Start Relationship End
S.B.E. Corp. Parent 11/30/1984
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