Net Income Analysis ( % relative to Total Revenue )
Income Statement The State Exchange Bank All Insured Commercial Banks in Oklahoma
Interest and Fees on Loans 2,713 7,418
Income from Lease Financing Receivables 31 18
31 37
Estimated Tax Benefit from Tax-Exempt Loan Income 16 19
Income on Loans and Leases (TE) 2,760 7,480
Investment Interest Income (TE) 97 972
Total Interest Income (TE) 2,918 8,661
Total Interest Expense 325 749
Net Interest Income (TE) 2,593 7,866
Non-Interest Income 177 1,736
Adjusted Operating Income (TE) 2,770 9,962
Non-interest Expense 1,589 6,544
Provision for Loan & Lease Losses — 343
Pretax Operating Income (TE) 1,181 2,979
Pretax Net Operating Income (TE) 1,205 3,057
Applicable Income Taxes 533 104
Net Operating Income 623 2,672
Net Income 623 2,672
Cash Dividends Declared 400 1,602
Retained Earnings 223 1,026