Vitals
  • Total Assets
    50.9M 1.1 %
  • Total Deposits
    45.2M 0.9 %
  • Total Net Loans
    30.6M 7.7 %
  • Net Income
    492000.0000 -12.5 %
  • Book Value
    5.6M 2.5 %
  • Book Value x2
    11.2M 2.5 %
  • Book Value x3
    16.9M 2.5 %
ROAA

.991

ROAE

8.499

Efficiency Ratio

73.845

Net Interest Margin

4.443

Balance Sheet Highlights
Financial Highlights The State Bank Of Pearl City All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 50,942 290,894
Total Net Loans 30,589 191,278
Total Deposits 45,178 246,407
Total Equity 5,620 31,125
Profitability
Net Income 492 2,670
Return on Average Assets .991 .919
Return on Average Equity 8.499 8.247
Net Interest Margin 4.443 3.499
Efficiency Ratio 73.845 67.9
Noninterest Income/Revenue -.647 16.598
Balance Sheet Ratios
Loan-to-Deposit 67.708 72.669
Securities/Assets .24 .191
Total Equity/Total Assets .11 .107
Tangible Equity/Tangible Assets .11 .103
Capital Adequacy
Tier 1 Common Capital 5,676 29,670
Tier 1 Capital 5,676 29,720
Tier 2 Capital 296 2,112
Total Capital 5,972 31,905
Total Risk Weighted Assets 38,594 212,461
Leverage Ratio 11.13 10.62
Common Equity Tier 1 Capital Ratio 14.71 16.313
Tier 1 Capital Ratio 14.71 16.329
Total Capital Ratio 15.47 17.341

Timeline for The State Bank Of Pearl City

Pearl City Bancorp, Inc.

Pearl City Bancorp, Inc. became a new parent organization for The State Bank Of Pearl City.

View Profile Jan 04 1988

The State Bank Of Pearl City

The State Bank Of Pearl City was established 78 years ago and is currently headquartered in Pearl City, IL.

Dec 08 1945
Relationships Role Relationship Start Relationship End
Pearl City Bancorp, Inc. Parent 1/4/1988
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