Vitals
  • Total Assets
    185.6M 1.3 %
  • Total Deposits
    163.9M 1.7 %
  • Total Net Loans
    115.4M 8.9 %
  • Net Income
    1.6M -2.2 %
  • Book Value
    20.3M -2.1 %
  • Book Value x2
    40.7M -2.1 %
  • Book Value x3
    61.0M -2.1 %
ROAA

.847

ROAE

7.439

Efficiency Ratio

79.434

Net Interest Margin

4.286

Balance Sheet Highlights
Financial Highlights The State Bank Of Faribault All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 185,646 147,703
Total Net Loans 115,399 97,223
Total Deposits 163,941 126,600
Total Equity 20,326 15,565
Profitability
Net Income 1,556 1,683
Return on Average Assets .847 1.08
Return on Average Equity 7.439 9.905
Net Interest Margin 4.286 3.845
Efficiency Ratio 79.434 68.21
Noninterest Income/Revenue 18.071 13.68
Balance Sheet Ratios
Loan-to-Deposit 70.391 75.205
Securities/Assets .224 .174
Total Equity/Total Assets .109 .105
Tangible Equity/Tangible Assets .109 .103
Capital Adequacy
Tier 1 Common Capital 20,424 15,225
Tier 1 Capital 20,424 15,232
Tier 2 Capital 1,989 1,135
Total Capital 22,413 16,386
Total Risk Weighted Assets 159,061 105,251
Leverage Ratio 10.86 10.475
Common Equity Tier 1 Capital Ratio 12.84 15.3
Tier 1 Capital Ratio 12.84 15.308
Total Capital Ratio 14.09 16.398

Timeline for The State Bank Of Faribault

Faribault Bancshares, Inc.

Faribault Bancshares, Inc. became a new parent organization for The State Bank Of Faribault.

View Profile May 26 1981

The State Bank Of Faribault

The State Bank Of Faribault was established 104 years ago and is currently headquartered in Faribault, MN.

Nov 14 1919
Relationships Role Relationship Start Relationship End
Faribault Bancshares, Inc. Parent 12/15/1997
Faribault Bancshares, Inc. Parent 12/31/1989 12/14/1997
Faribault Bancshares, Inc. Parent 5/26/1981 12/30/1989
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