The St. Marys State Bank
Saint Marys, KS — State Member Bank
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Net Interest Margin Over Time
| Net Interest Margin | The St. Marys State Bank | All Insured Commercial Banks in Kansas |
| 12-31-2016 | 3.588 | 3.683 |
| 09-30-2016 | 3.627 | 3.692 |
| 06-30-2016 | 3.594 | 3.681 |
| 03-31-2016 | 3.558 | 3.692 |
| 12-31-2015 | 3.613 | 3.652 |
| 09-30-2015 | 3.617 | 3.63 |
| 06-30-2015 | 3.598 | 3.6 |
| 03-31-2015 | 3.534 | 3.569 |
| 12-31-2014 | 3.527 | 3.617 |
| 09-30-2014 | 3.561 | 3.603 |
| 06-30-2014 | 3.532 | 3.577 |
| 03-31-2014 | 3.502 | 3.547 |
| 12-31-2013 | 3.458 | 3.556 |
| 09-30-2013 | 3.44 | 3.537 |
| 06-30-2013 | 3.376 | 3.507 |
| 03-31-2013 | 3.378 | 3.477 |
| 12-31-2012 | 3.707 | 3.704 |
| 09-30-2012 | 3.74 | 3.722 |
| 06-30-2012 | 3.799 | 3.726 |
| 03-31-2012 | 3.816 | 3.718 |
| 12-31-2011 | 3.847 | 3.876 |
| 09-30-2011 | 3.833 | 3.876 |
| 06-30-2011 | 3.798 | 3.828 |
| 03-31-2011 | 3.721 | 3.77 |
| 12-31-2010 | 3.534 | 3.908 |
| 09-30-2010 | 3.417 | 3.901 |
| 06-30-2010 | 3.366 | 3.881 |
| 03-31-2010 | 3.201 | 3.857 |
| 12-31-2009 | 3.477 | 3.978 |
| 09-30-2009 | 3.485 | 3.968 |
| 06-30-2009 | 3.487 | 3.958 |
| 03-31-2009 | 3.332 | 3.937 |
| 12-31-2008 | 3.878 | 4.053 |
| 09-30-2008 | 3.975 | 4.057 |
| 06-30-2008 | 4.03 | 4.061 |
| 03-31-2008 | 4.055 | 4.055 |
| 12-31-2007 | 4.217 | 4.166 |
| 09-30-2007 | 4.211 | 4.151 |
| 06-30-2007 | 4.219 | 4.15 |
| 03-31-2007 | 4.097 | 4.124 |
| 12-31-2006 | 4.141 | 4.194 |
| 09-30-2006 | 4.057 | 4.181 |
| 06-30-2006 | 4.047 | 4.159 |
| 03-31-2006 | 3.942 | 4.12 |
| 12-31-2005 | 4.095 | 4.137 |
| 09-30-2005 | 4.051 | 4.111 |
| 06-30-2005 | 3.991 | 4.073 |
| 03-31-2005 | 3.883 | 4.024 |
| 12-31-2004 | 3.966 | 4.061 |
| 09-30-2004 | 3.933 | 4.038 |
| 06-30-2004 | 3.911 | 4.02 |
| 03-31-2004 | 3.869 | 3.998 |
| 12-31-2003 | 4.182 | 4.085 |
| 09-30-2003 | 4.275 | 4.088 |
| 06-30-2003 | 4.122 | 4.097 |
| 03-31-2003 | 3.971 | 4.087 |
| 12-31-2002 | 4.266 | 4.272 |