Vitals
  • Total Assets
    146.0M -7.0 %
  • Total Deposits
    130.1M -7.1 %
  • Total Net Loans
    75.3M 10.1 %
  • Net Income
    1.7M 21.5 %
  • Book Value
    15.7M -3.7 %
  • Book Value x2
    31.4M -3.7 %
  • Book Value x3
    47.1M -3.7 %
ROAA

1.143

ROAE

10.381

Efficiency Ratio

64.693

Net Interest Margin

4.184

Balance Sheet Highlights
Financial Highlights The Roscoe State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 145,970 358,087
Total Net Loans 75,272 213,533
Total Deposits 130,101 308,027
Total Equity 15,703 38,740
Profitability
Net Income 1,731 3,845
Return on Average Assets 1.143 1.025
Return on Average Equity 10.381 9.415
Net Interest Margin 4.184 3.773
Efficiency Ratio 64.693 66.762
Noninterest Income/Revenue 14.895 16.375
Balance Sheet Ratios
Loan-to-Deposit 57.857 65.494
Securities/Assets .4 .214
Total Equity/Total Assets .108 .108
Tangible Equity/Tangible Assets .108 .104
Capital Adequacy
Tier 1 Common Capital 15,350 37,278
Tier 1 Capital 15,350 37,303
Tier 2 Capital 1,115 2,526
Total Capital 16,465 39,866
Total Risk Weighted Assets 89,154 237,367
Leverage Ratio 10.42 10.563
Common Equity Tier 1 Capital Ratio 17.22 18.073
Tier 1 Capital Ratio 17.22 18.097
Total Capital Ratio 18.47 19.169

Timeline for The Roscoe State Bank

Roscoe (Delaware), Inc.

Roscoe (Delaware), Inc. became a new parent organization for The Roscoe State Bank.

View Profile Oct 02 1992

Roscoe Financial Corporation

Roscoe Financial Corporation became a new parent organization for The Roscoe State Bank.

View Profile Oct 16 1991

The Roscoe State Bank

The Roscoe State Bank was established 117 years ago and is currently headquartered in Roscoe, TX.

Dec 06 1906
Relationships Role Relationship Start Relationship End
Roscoe Financial Corporation Parent 4/5/2007
Roscoe (Delaware), Inc. Parent 10/2/1992 4/4/2007
Roscoe Financial Corporation Parent 10/16/1991 10/1/1992
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