Vitals
  • Total Assets
    153.1M
  • Total Deposits
    120.5M
  • Total Net Loans
    86.3M
  • Net Income
    439000.0000
  • Book Value
    20.8M
  • Book Value x2
    41.5M
  • Book Value x3
    62.3M
ROAA

1.163

ROAE

8.506

Efficiency Ratio

54.941

Net Interest Margin

3.823

Balance Sheet Highlights
Financial Highlights The Munford Union Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 153,079 157,531
Total Net Loans 86,283 99,838
Total Deposits 120,505 130,831
Total Equity 20,770 15,578
Profitability
Net Income 439 2,874
Return on Average Assets 1.163 1.231
Return on Average Equity 8.506 11.901
Net Interest Margin 3.823 4.263
Efficiency Ratio 54.941 67.319
Noninterest Income/Revenue 9.836 14.272
Balance Sheet Ratios
Loan-to-Deposit 71.601 73.682
Securities/Assets .283 .89
Total Equity/Total Assets .136 .099
Tangible Equity/Tangible Assets .073 -.617
Capital Adequacy
Tier 1 Common Capital
Tier 1 Capital 10,376 14,685
Tier 2 Capital 1,059 1,264
Total Capital 11,435 15,962
Total Risk Weighted Assets 96,013 106,785
Leverage Ratio 7.34 9.947
Common Equity Tier 1 Capital Ratio
Tier 1 Capital Ratio 10.81 15.005
Total Capital Ratio 11.91 16.198

Timeline for The Munford Union Bank

First Citizens National Bank

The Munford Union Bank was acquired by First Citizens National Bank 18 years

View Profile Jun 14 2003

Nevada Investments Iii

Nevada Investments Iii became a new subsidiary organization for The Munford Union Bank.

View Profile Aug 01 2002

Nevada Investments Iv

Nevada Investments Iv became a new subsidiary organization for The Munford Union Bank.

View Profile Aug 01 2002

First Citizens Bancshares, Inc.

First Citizens Bancshares, Inc. became a new parent organization for The Munford Union Bank.

View Profile Jun 20 2002

Metropolitan Bancshares, Inc.

Metropolitan Bancshares, Inc. became a new parent organization for The Munford Union Bank.

View Profile Jun 08 1982

Want to see more?

Complete timeline for The Munford Union Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Citizens National Bank Buyer 1,623,051 Pooling of Interests Discontinued 6/14/2003
Relationships Role Relationship Start Relationship End
First Citizens Bancshares, Inc. Parent 6/20/2002 6/13/2003
Metropolitan Bancshares, Inc. Parent 8/28/1997 6/19/2002
Metropolitan Bancshares, Inc. Parent 6/30/1995 8/27/1997
Metropolitan Bancshares, Inc. Parent 12/31/1983 6/29/1995
Metropolitan Bancshares, Inc. Parent 6/8/1982 12/30/1983
Nevada Investments Iii Subsidary 8/1/2002 6/13/2003
Nevada Investments Iv Subsidary 8/1/2002 6/13/2003
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