Vitals
  • Total Assets
    265.7M -7.5 %
  • Total Deposits
    233.1M -8.5 %
  • Total Net Loans
    191.5M 18.9 %
  • Net Income
    370000.0000 175.5 %
  • Book Value
    25.1M -0.1 %
  • Book Value x2
    50.1M -0.1 %
  • Book Value x3
    75.2M -0.1 %
ROAA

.143

ROAE

1.474

Efficiency Ratio

105.221

Net Interest Margin

3.749

Balance Sheet Highlights
Financial Highlights The Harbor Bank Of Maryland All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 265,662 804,628
Total Net Loans 191,471 615,155
Total Deposits 233,063 644,089
Total Equity 25,072 83,729
Profitability
Net Income 370 6,445
Return on Average Assets .143 .743
Return on Average Equity 1.474 7.02
Net Interest Margin 3.749 3.678
Efficiency Ratio 105.221 72.114
Noninterest Income/Revenue 12.505 18.691
Balance Sheet Ratios
Loan-to-Deposit 82.154 90.195
Securities/Assets .112 .114
Total Equity/Total Assets .094 .104
Tangible Equity/Tangible Assets .094 .093
Capital Adequacy
Tier 1 Common Capital 20,109 74,463
Tier 1 Capital 20,109 75,572
Tier 2 Capital 2,446 7,498
Total Capital 22,555 83,523
Total Risk Weighted Assets 192,895 632,592
Leverage Ratio 8 9.794
Common Equity Tier 1 Capital Ratio 10.42 12.533
Tier 1 Capital Ratio 10.42 12.687
Total Capital Ratio 11.69 13.794

Timeline for The Harbor Bank Of Maryland

Second National Federal Savings Association

Acquisition: The Harbor Bank Of Maryland acquired a new subsidiary, Second National Federal Savings Association, 29 years

View Profile Sep 17 1994

John Hanson Federal Savings Bank

Acquisition: The Harbor Bank Of Maryland acquired a new subsidiary, John Hanson Federal Savings Bank, 29 years

View Profile Jun 11 1994

Harbor Bankshares Corporation

Harbor Bankshares Corporation became a new parent organization for The Harbor Bank Of Maryland.

View Profile Nov 02 1992

The Harbor Bank Of Maryland

The Harbor Bank Of Maryland was established 41 years ago and is currently headquartered in Baltimore, MD.

Sep 13 1982
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Second National Federal Savings Association Seller 781,668 Failure 9/17/1994
John Hanson Federal Savings Bank Seller 113,412 Failure 6/11/1994
Relationships Role Relationship Start Relationship End
Harbor Bankshares Corporation Parent 11/2/1992
Similar Organizations
Organization City State Total Assets
Citizens State Bank
 		Sealy TX 246.8M
Merchants & Planters' Bank
 		Newport AR 250.4M
The Union Bank
 		Marksville LA 251.2M
Affinity Bank
 		Atlanta GA 251.9M
First State Bank
 		Scottsbluff NE 244.7M
Byron Bank
 		Byron IL 244.5M
Community Bank Of Parkersburg
 		Parkersburg WV 244.4M
The Peoples State Bank
 		Ellettsville IN 243.8M
Homestead Bank
 		Cozad NE 243.6M
Carolina Premier Bank
 		Charlotte NC 243.6M