Net Income Analysis ( % relative to Total Revenue )
Income Statement The First State Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 5,219 10,872
Income from Lease Financing Receivables — 2
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 5,219 10,941
Investment Interest Income (TE) 637 2,007
Total Interest Income (TE) 5,923 13,476
Total Interest Expense 426 1,063
Net Interest Income (TE) 5,497 12,338
Non-Interest Income 729 2,639
Adjusted Operating Income (TE) 6,226 15,335
Non-interest Expense 4,597 9,693
Provision for Loan & Lease Losses 300 524
Pretax Operating Income (TE) 1,329 4,819
Pretax Net Operating Income (TE) 1,556 4,946
Applicable Income Taxes 294 576
Net Operating Income 1,125 3,858
Net Income 1,125 3,845
Cash Dividends Declared 15 1,701
Retained Earnings 1,110 1,997