The First State Bank Financial Statements & Health Reports

Active

Vitals

ROAA

.828

ROAE

Efficiency Ratio

Net Interest Margin

Balance Sheet Highlights

Financial Highlights	The First State Bank	All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets	135,379	358,087
Total Net Loans	84,856	213,533
Total Deposits	117,523	308,027
Total Equity	17,703	38,740
Profitability
Net Income	1,125	3,845
Return on Average Assets	.828	1.025
Return on Average Equity	6.423	9.415
Net Interest Margin	4.323	3.773
Efficiency Ratio	73.841	66.762
Noninterest Income/Revenue	10.959	16.375
Balance Sheet Ratios
Loan-to-Deposit	72.204	65.494
Securities/Assets	.209	.214
Total Equity/Total Assets	.131	.108
Tangible Equity/Tangible Assets	.117	.104
Capital Adequacy
Tier 1 Common Capital	16,175	37,278
Tier 1 Capital	16,175	37,303
Tier 2 Capital	1,171	2,526
Total Capital	17,346	39,866
Total Risk Weighted Assets	93,598	237,367
Leverage Ratio	12.24	10.563
Common Equity Tier 1 Capital Ratio	17.28	18.073
Tier 1 Capital Ratio	17.28	18.097
Total Capital Ratio	18.53	19.169

Rice Bancshares, Inc. became a new parent organization for The First State Bank.

View Profile Aug 30 2007

The First State Bank was established 96 years ago and is currently headquartered in Rice, TX.

Feb 27 1928

Relationships	Role	Relationship Start	Relationship End
Rice Bancshares, Inc.	Parent	8/30/2007

Similar Organizations

Organization	City	State	Total Assets
Oxford University Bank	Oxford	MS	128.2M
Security State Bank Of Hibbing	Hibbing	MN	130.1M
Union State Bank Of Hazen	Hazen	ND	130.5M
The Peoples Bank	Eatonton	GA	127.1M
First Sound Bank	Seattle	WA	131.0M
St. Clair County State Bank	Osceola	MO	131.2M
First State Bank	Ida Grove	IA	132.1M
The First State Bank Of Shelby	Shelby	MT	128.9M
Security State Bank Of Marine	Marine On St. Croix	MN	125.4M
First State Bank	Farnam	NE	125.2M