The First State Bank Of Pond Creek, Oklahoma
Pond Creek, OK — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The First State Bank Of Pond Creek, Oklahoma | All Insured Commercial Banks in Oklahoma |
| Interest and Fees on Loans | 1,688 | 7,418 |
| Income from Lease Financing Receivables | — | 18 |
| 6 | 37 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 3 | 19 |
| Income on Loans and Leases (TE) | 1,691 | 7,480 |
| Investment Interest Income (TE) | 176 | 972 |
| Total Interest Income (TE) | 1,984 | 8,661 |
| Total Interest Expense | 197 | 749 |
| Net Interest Income (TE) | 1,787 | 7,866 |
| Non-Interest Income | 338 | 1,736 |
| Adjusted Operating Income (TE) | 2,125 | 9,962 |
| Non-interest Expense | 1,650 | 6,544 |
| Provision for Loan & Lease Losses | 325 | 343 |
| Pretax Operating Income (TE) | 150 | 2,979 |
| Pretax Net Operating Income (TE) | 150 | 3,057 |
| Applicable Income Taxes | — | 104 |
| Net Operating Income | 102 | 2,672 |
| Net Income | 102 | 2,672 |
| Cash Dividends Declared | — | 1,602 |
| Retained Earnings | 102 | 1,026 |