The First National Bank Of Winnsboro
Winnsboro, TX — National Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The First National Bank Of Winnsboro | All Insured Commercial Banks in Texas |
| Interest and Fees on Loans | 4,888 | 10,872 |
| Income from Lease Financing Receivables | — | 2 |
| 41 | 44 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 20 | 22 |
| Income on Loans and Leases (TE) | 4,908 | 10,941 |
| Investment Interest Income (TE) | 766 | 2,007 |
| Total Interest Income (TE) | 5,786 | 13,476 |
| Total Interest Expense | 397 | 1,063 |
| Net Interest Income (TE) | 5,389 | 12,338 |
| Non-Interest Income | 1,049 | 2,639 |
| Adjusted Operating Income (TE) | 6,438 | 15,335 |
| Non-interest Expense | 4,546 | 9,693 |
| Provision for Loan & Lease Losses | 500 | 524 |
| Pretax Operating Income (TE) | 1,392 | 4,819 |
| Pretax Net Operating Income (TE) | 1,392 | 4,946 |
| Applicable Income Taxes | 223 | 576 |
| Net Operating Income | 933 | 3,858 |
| Net Income | 933 | 3,845 |
| Cash Dividends Declared | 613 | 1,701 |
| Retained Earnings | 320 | 1,997 |