Vitals
  • Total Assets
    136.9M -1.9 %
  • Total Deposits
    107.6M -2.2 %
  • Total Net Loans
    87.0M -1.7 %
  • Net Income
    933000.0000 -46.2 %
  • Book Value
    24.7M -0.3 %
  • Book Value x2
    49.3M -0.3 %
  • Book Value x3
    74.0M -0.3 %
ROAA

.664

ROAE

3.735

Efficiency Ratio

70.607

Net Interest Margin

4.386

Balance Sheet Highlights
Financial Highlights The First National Bank Of Winnsboro All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 136,908 358,087
Total Net Loans 87,025 213,533
Total Deposits 107,643 308,027
Total Equity 24,653 38,740
Profitability
Net Income 933 3,845
Return on Average Assets .664 1.025
Return on Average Equity 3.735 9.415
Net Interest Margin 4.386 3.773
Efficiency Ratio 70.607 66.762
Noninterest Income/Revenue 15.347 16.375
Balance Sheet Ratios
Loan-to-Deposit 80.846 65.494
Securities/Assets .163 .214
Total Equity/Total Assets .18 .108
Tangible Equity/Tangible Assets .177 .104
Capital Adequacy
Tier 1 Common Capital 25,069 37,278
Tier 1 Capital 25,069 37,303
Tier 2 Capital 1,069 2,526
Total Capital 26,138 39,866
Total Risk Weighted Assets 95,492 237,367
Leverage Ratio 18.19 10.563
Common Equity Tier 1 Capital Ratio 26.25 18.073
Tier 1 Capital Ratio 26.25 18.097
Total Capital Ratio 27.37 19.169

Timeline for The First National Bank Of Winnsboro

Winnsboro Bank And Trust

Acquisition: The First National Bank Of Winnsboro acquired a new subsidiary, Winnsboro Bank And Trust, 27 years

View Profile May 01 1997

American National Bank

Acquisition: The First National Bank Of Winnsboro acquired a new subsidiary, American National Bank, 36 years

View Profile Nov 11 1988

Etex Banco, Inc.

Etex Banco, Inc. became a new parent organization for The First National Bank Of Winnsboro.

View Profile Mar 07 1964

The First National Bank Of Winnsboro

The First National Bank Of Winnsboro was established 131 years ago and is currently headquartered in Winnsboro, TX.

Jan 01 1893
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Winnsboro Bank And Trust Seller 36,418 Acquisition Discontinued 5/1/1997
American National Bank Seller 22,369 Failure 11/11/1988
Relationships Role Relationship Start Relationship End
Etex Banco, Inc. Parent 1/13/2009
Etex Banco, Inc. Parent 4/1/1993 1/12/2009
Etex Banco, Inc. Parent 12/31/1984 3/31/1993
Etex Banco, Inc. Parent 12/31/1983 12/30/1984
Etex Banco, Inc. Parent 12/31/1978 12/30/1983
Etex Banco, Inc. Parent 12/31/1976 12/30/1978
Etex Banco, Inc. Parent 12/31/1970 12/30/1976
Etex Banco, Inc. Parent 3/7/1964 12/30/1970
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