Net Income Analysis ( % relative to Total Revenue )
Income Statement The First National Bank Of Okawville All Insured Commercial Banks in Illinois
Interest and Fees on Loans 1,160 8,415
Income from Lease Financing Receivables — 4
5 41
Estimated Tax Benefit from Tax-Exempt Loan Income 2 20
Income on Loans and Leases (TE) 1,162 8,470
Investment Interest Income (TE) 920 1,438
Total Interest Income (TE) 2,190 10,200
Total Interest Expense 210 1,041
Net Interest Income (TE) 1,980 9,113
Non-Interest Income 98 2,030
Adjusted Operating Income (TE) 2,078 11,316
Non-interest Expense 1,517 7,442
Provision for Loan & Lease Losses — 307
Pretax Operating Income (TE) 561 3,453
Pretax Net Operating Income (TE) 608 3,554
Applicable Income Taxes 18 569
Net Operating Income 383 2,671
Net Income 383 2,670
Cash Dividends Declared 170 1,225
Retained Earnings 213 1,214