Net Income Analysis ( % relative to Total Revenue )
Income Statement The First National Bank Of Eldorado All Insured Commercial Banks in Texas
Interest and Fees on Loans 1,762 10,872
Income from Lease Financing Receivables — 2
2 44
Estimated Tax Benefit from Tax-Exempt Loan Income 1 22
Income on Loans and Leases (TE) 1,763 10,941
Investment Interest Income (TE) 735 2,007
Total Interest Income (TE) 2,523 13,476
Total Interest Expense 61 1,063
Net Interest Income (TE) 2,462 12,338
Non-Interest Income 322 2,639
Adjusted Operating Income (TE) 2,784 15,335
Non-interest Expense 1,937 9,693
Provision for Loan & Lease Losses — 524
Pretax Operating Income (TE) 847 4,819
Pretax Net Operating Income (TE) 876 4,946
Applicable Income Taxes — 576
Net Operating Income 641 3,858
Net Income 641 3,845
Cash Dividends Declared 224 1,701
Retained Earnings 417 1,997