Vitals
  • Total Assets
    675.8M 3.1 %
  • Total Deposits
    487.1M 2.1 %
  • Total Net Loans
    381.2M 9.5 %
  • Net Income
    12.9M -1.5 %
  • Book Value
    90.1M -2.6 %
  • Book Value x2
    180.2M -2.6 %
  • Book Value x3
    270.3M -2.6 %
ROAA

1.986

ROAE

13.469

Efficiency Ratio

45.42

Net Interest Margin

3.837

Balance Sheet Highlights
Financial Highlights The First National Bank Of Bemidji All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 675,849 147,703
Total Net Loans 381,194 97,223
Total Deposits 487,080 126,600
Total Equity 90,095 15,565
Profitability
Net Income 12,855 1,683
Return on Average Assets 1.986 1.08
Return on Average Equity 13.469 9.905
Net Interest Margin 3.837 3.845
Efficiency Ratio 45.42 68.21
Noninterest Income/Revenue 9.142 13.68
Balance Sheet Ratios
Loan-to-Deposit 78.261 75.205
Securities/Assets .393 .174
Total Equity/Total Assets .133 .105
Tangible Equity/Tangible Assets .132 .103
Capital Adequacy
Tier 1 Common Capital 91,164 15,225
Tier 1 Capital 91,164 15,232
Tier 2 Capital 1,949 1,135
Total Capital 93,113 16,386
Total Risk Weighted Assets 455,105 105,251
Leverage Ratio 13.77 10.475
Common Equity Tier 1 Capital Ratio 20.03 15.3
Tier 1 Capital Ratio 20.03 15.308
Total Capital Ratio 20.46 16.398

Timeline for The First National Bank Of Bemidji

First Bemidji Holding Company

First Bemidji Holding Company became a new parent organization for The First National Bank Of Bemidji.

View Profile Jun 10 1975

The First National Bank Of Bemidji

The First National Bank Of Bemidji was established 126 years ago and is currently headquartered in Bemidji, MN.

Nov 27 1897
Relationships Role Relationship Start Relationship End
First Bemidji Holding Company Parent 12/26/1997
First Bemidji Holding Company Parent 4/30/1994 12/25/1997
First Bemidji Holding Company Parent 12/18/1992 4/29/1994
First Bemidji Holding Company Parent 12/31/1977 12/17/1992
First Bemidji Holding Company Parent 6/10/1975 12/30/1977
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