The First National Bank Of Amherst
Amherst, TX — Domestic Branch of a Domestic Bank
Acquired Aug 2014
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The First National Bank Of Amherst | All Insured Commercial Banks in Texas |
| Interest and Fees on Loans | 55 | 4,417 |
| Income from Lease Financing Receivables | — | 1 |
| 2 | 14 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 7 |
| Income on Loans and Leases (TE) | 55 | 4,440 |
| Investment Interest Income (TE) | 120 | 977 |
| Total Interest Income (TE) | 181 | 5,618 |
| Total Interest Expense | 22 | 477 |
| Net Interest Income (TE) | 159 | 5,110 |
| Non-Interest Income | 20 | 1,105 |
| Adjusted Operating Income (TE) | 179 | 6,342 |
| Non-interest Expense | 314 | 4,136 |
| Provision for Loan & Lease Losses | — | 116 |
| Pretax Operating Income (TE) | -135 | 2,023 |
| Pretax Net Operating Income (TE) | -135 | 2,051 |
| Applicable Income Taxes | -48 | 222 |
| Net Operating Income | -87 | 1,612 |
| Net Income | -87 | 1,611 |
| Cash Dividends Declared | — | 561 |
| Retained Earnings | -87 | 929 |