Vitals
  • Total Assets
    241.6M 2.3 %
  • Total Deposits
    215.8M 5.3 %
  • Total Net Loans
    186.8M -6.5 %
  • Net Income
    3.5M 0.4 %
  • Book Value
    21.7M 4.2 %
  • Book Value x2
    43.4M 4.2 %
  • Book Value x3
    65.1M 4.2 %
ROAA

1.497

ROAE

16.156

Efficiency Ratio

68.05

Net Interest Margin

3.733

Balance Sheet Highlights
Financial Highlights The First National Bank In Creston All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 241,631 198,346
Total Net Loans 186,850 133,864
Total Deposits 215,786 165,124
Total Equity 21,685 22,060
Profitability
Net Income 3,460 2,310
Return on Average Assets 1.497 1.15
Return on Average Equity 16.156 9.92
Net Interest Margin 3.733 3.587
Efficiency Ratio 68.05 60.34
Noninterest Income/Revenue 31.525 13.494
Balance Sheet Ratios
Loan-to-Deposit 86.59 77.091
Securities/Assets .125 .197
Total Equity/Total Assets .09 .111
Tangible Equity/Tangible Assets .09 .107
Capital Adequacy
Tier 1 Common Capital 21,884 21,135
Tier 1 Capital 21,884 21,140
Tier 2 Capital 2,287 1,625
Total Capital 24,171 22,777
Total Risk Weighted Assets 182,842 151,308
Leverage Ratio 9.45 10.944
Common Equity Tier 1 Capital Ratio 11.97 15.631
Tier 1 Capital Ratio 11.97 15.631
Total Capital Ratio 13.22 16.675

Timeline for The First National Bank In Creston

First Invest Company

First Invest Company became a new subsidiary organization for The First National Bank In Creston.

View Profile Sep 22 1994

Northwest Financial Corp.

Northwest Financial Corp. became a new parent organization for The First National Bank In Creston.

View Profile May 31 1992

Citizens Savings Bank

Acquisition: The First National Bank In Creston acquired a new subsidiary, Citizens Savings Bank, 36 years

View Profile Oct 01 1987

Conover Bancorporation

Conover Bancorporation became a new parent organization for The First National Bank In Creston.

View Profile Mar 09 1987

The First National Bank In Creston

The First National Bank In Creston was established 153 years ago and is currently headquartered in Creston, IA.

Jan 01 1871
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Savings Bank Seller 16,467 Discontinued 10/1/1987
Relationships Role Relationship Start Relationship End
Northwest Financial Corp. Parent 1/28/2010
Northwest Financial Corp. Parent 5/31/1992 1/27/2010
Conover Bancorporation Parent 3/9/1987 5/30/1992
First Invest Company Subsidary 9/22/1994 8/31/2001
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