Vitals
  • Total Assets
    80.8M 4.2 %
  • Total Deposits
    64.6M 7.5 %
  • Total Net Loans
    7.0M -12.4 %
  • Net Income
    1.0M -2.3 %
  • Book Value
    16.1M -3.5 %
  • Book Value x2
    32.1M -3.5 %
  • Book Value x3
    48.2M -3.5 %
ROAA

1.274

ROAE

5.801

Efficiency Ratio

47.018

Net Interest Margin

3.315

Balance Sheet Highlights
Financial Highlights The Farmers & Merchants Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 80,762 266,812
Total Net Loans 7,045 157,006
Total Deposits 64,571 227,200
Total Equity 16,065 30,855
Profitability
Net Income 1,002 2,603
Return on Average Assets 1.274 .91
Return on Average Equity 5.801 7.525
Net Interest Margin 3.315 3.872
Efficiency Ratio 47.018 69.238
Noninterest Income/Revenue 6.721 15.218
Balance Sheet Ratios
Loan-to-Deposit 10.911 65.031
Securities/Assets .812 .23
Total Equity/Total Assets .199 .116
Tangible Equity/Tangible Assets .199 .114
Capital Adequacy
Tier 1 Common Capital 16,873 30,655
Tier 1 Capital 16,873 30,655
Tier 2 Capital 223 1,864
Total Capital 17,096 32,526
Total Risk Weighted Assets 39,634 184,216
Leverage Ratio 20.9 11.829
Common Equity Tier 1 Capital Ratio 42.57 18.757
Tier 1 Capital Ratio 42.57 18.762
Total Capital Ratio 43.13 19.824

Timeline for The Farmers & Merchants Bank

The Farmers & Merchants Bank

The Farmers & Merchants Bank was established 110 years ago and is currently headquartered in Waterloo, AL.

Jul 01 1914
Relationships Role Relationship Start Relationship End
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