Net Income Analysis ( % relative to Total Revenue )
Income Statement The Commercial Bank Of Ozark All Insured Commercial Banks in Alabama
Interest and Fees on Loans 2,100 8,354
Income from Lease Financing Receivables — 0
104 61
Estimated Tax Benefit from Tax-Exempt Loan Income 46 30
Income on Loans and Leases (TE) 2,146 8,404
Investment Interest Income (TE) 788 1,854
Total Interest Income (TE) 3,023 10,667
Total Interest Expense 180 1,209
Net Interest Income (TE) 2,843 9,419
Non-Interest Income 530 1,915
Adjusted Operating Income (TE) 3,373 11,331
Non-interest Expense 3,022 7,466
Provision for Loan & Lease Losses 44 339
Pretax Operating Income (TE) 307 3,581
Pretax Net Operating Income (TE) 401 3,690
Applicable Income Taxes — 694
Net Operating Income 285 2,603
Net Income 285 2,603
Cash Dividends Declared 46 1,049
Retained Earnings 239 1,520