Vitals
  • Total Assets
    90.4M 0.5 %
  • Total Deposits
    82.7M 1.1 %
  • Total Net Loans
    38.6M 5.4 %
  • Net Income
    285000.0000 13.5 %
  • Book Value
    6.7M -5.1 %
  • Book Value x2
    13.3M -5.1 %
  • Book Value x3
    20.0M -5.1 %
ROAA

.326

ROAE

3.948

Efficiency Ratio

89.606

Net Interest Margin

3.567

Balance Sheet Highlights
Financial Highlights The Commercial Bank Of Ozark All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 90,425 266,812
Total Net Loans 38,650 157,006
Total Deposits 82,652 227,200
Total Equity 6,660 30,855
Profitability
Net Income 285 2,603
Return on Average Assets .326 .91
Return on Average Equity 3.948 7.525
Net Interest Margin 3.567 3.872
Efficiency Ratio 89.606 69.238
Noninterest Income/Revenue 14.917 15.218
Balance Sheet Ratios
Loan-to-Deposit 46.762 65.031
Securities/Assets .374 .23
Total Equity/Total Assets .074 .116
Tangible Equity/Tangible Assets .074 .114
Capital Adequacy
Tier 1 Common Capital 7,110 30,655
Tier 1 Capital 7,110 30,655
Tier 2 Capital 423 1,864
Total Capital 7,533 32,526
Total Risk Weighted Assets 45,733 184,216
Leverage Ratio 8.1 11.829
Common Equity Tier 1 Capital Ratio 15.55 18.757
Tier 1 Capital Ratio 15.55 18.762
Total Capital Ratio 16.47 19.824

Timeline for The Commercial Bank Of Ozark

Commercial Bancshares Of Ozark, Inc.

Commercial Bancshares Of Ozark, Inc. became a new parent organization for The Commercial Bank Of Ozark.

View Profile Jan 30 1998

The Commercial Bank Of Ozark

The Commercial Bank Of Ozark was established 65 years ago and is currently headquartered in Ozark, AL.

Apr 02 1959
Relationships Role Relationship Start Relationship End
Commercial Bancshares Of Ozark, Inc. Parent 11/20/2006
Commercial Bancshares Of Ozark, Inc. Parent 1/30/1998 11/19/2006
Similar Organizations
Organization City State Total Assets
State Bank Of Missouri
 		Concordia MO 86.9M
Gunnison Valley Bank
 		Gunnison UT 87.8M
Union State Bank
 		Winterset IA 88.0M
Western Heritage Bank
 		Las Cruces NM 88.5M
Farmers Trust & Savings Bank
 		Earling IA 86.1M
Unity Bank North
 		Red Lake Falls MN 85.9M
Community Bank
 		Dunlap IA 85.9M
The Farmers Bank
 		Greensboro GA 88.9M
Security State Bank
 		Iron River WI 85.6M
Century Bank
 		Shenandoah IA 89.2M