Vitals
  • Total Assets
    120.8M -6.4 %
  • Total Deposits
    104.2M -7.4 %
  • Total Net Loans
    83.7M 7.9 %
  • Net Income
    1.4M 0.8 %
  • Book Value
    16.4M 1.4 %
  • Book Value x2
    32.8M 1.4 %
  • Book Value x3
    49.3M 1.4 %
ROAA

1.199

ROAE

8.887

Efficiency Ratio

59.487

Net Interest Margin

4.507

Balance Sheet Highlights
Financial Highlights The Citizens State Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 120,835 161,058
Total Net Loans 83,703 97,183
Total Deposits 104,237 131,657
Total Equity 16,425 18,008
Profitability
Net Income 1,433 1,663
Return on Average Assets 1.199 .954
Return on Average Equity 8.887 8.443
Net Interest Margin 4.507 3.683
Efficiency Ratio 59.487 68.374
Noninterest Income/Revenue 6.783 15.013
Balance Sheet Ratios
Loan-to-Deposit 80.301 72.321
Securities/Assets .176 .241
Total Equity/Total Assets .136 .112
Tangible Equity/Tangible Assets .136 .109
Capital Adequacy
Tier 1 Common Capital 16,383 17,454
Tier 1 Capital 16,383 17,457
Tier 2 Capital 1,154 1,279
Total Capital 17,537 18,771
Total Risk Weighted Assets 92,295 112,595
Leverage Ratio 14.22 11.048
Common Equity Tier 1 Capital Ratio 17.75 16.94
Tier 1 Capital Ratio 17.75 16.949
Total Capital Ratio 19 18.109

Timeline for The Citizens State Bank

Stevens County Title, Inc.

Stevens County Title, Inc. became a new subsidiary organization for The Citizens State Bank.

View Profile Jul 18 1997

Hugoton Bancshares, Inc.

Hugoton Bancshares, Inc. became a new parent organization for The Citizens State Bank.

View Profile Apr 01 1980

The Citizens State Bank

The Citizens State Bank was established 111 years ago and is currently headquartered in Hugoton, KS.

Apr 01 1913
Relationships Role Relationship Start Relationship End
Hugoton Bancshares, Inc. Parent 12/31/2009
Hugoton Bancshares, Inc. Parent 12/31/1991 12/30/2009
Hugoton Bancshares, Inc. Parent 12/31/1982 12/30/1991
Hugoton Bancshares, Inc. Parent 4/1/1980 12/30/1982
Stevens County Title, Inc. Subsidary 6/30/2007
Stevens County Title, Inc. Subsidary 7/18/1997 6/29/2007
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