Vitals
  • Total Assets
    1.9B 2.3 %
  • Total Deposits
    1.6B 0.9 %
  • Total Net Loans
    1.3B 1.2 %
  • Net Income
    4.5M -6.6 %
  • Book Value
    223.5M 9.1 %
  • Book Value x2
    447.0M 9.1 %
  • Book Value x3
    670.4M 9.1 %
ROAA

.947

ROAE

8.141

Efficiency Ratio

65.714

Net Interest Margin

3.198

Balance Sheet Highlights
Financial Highlights The Bank Of Kentucky, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 1,900,712 251,615
Total Net Loans 1,266,222 154,506
Total Deposits 1,601,085 207,471
Total Equity 223,481 28,457
Profitability
Net Income 4,500 578
Return on Average Assets .947 .936
Return on Average Equity 8.141 8.045
Net Interest Margin 3.198 3.782
Efficiency Ratio 65.714 71.598
Noninterest Income/Revenue 26.389 16.639
Balance Sheet Ratios
Loan-to-Deposit 79.085 73.297
Securities/Assets .19 .241
Total Equity/Total Assets .118 .113
Tangible Equity/Tangible Assets .105 .11
Capital Adequacy
Tier 1 Common Capital 195,459 26,773
Tier 1 Capital 195,459 26,797
Tier 2 Capital 21,217 1,921
Total Capital 216,676 28,743
Total Risk Weighted Assets 1,677,335 167,553
Leverage Ratio 10.42 11.338
Common Equity Tier 1 Capital Ratio 11.65 17.911
Tier 1 Capital Ratio 11.65 17.918
Total Capital Ratio 12.92 19.043

Timeline for The Bank Of Kentucky, Inc.

Branch Banking And Trust Company

The Bank Of Kentucky, Inc. was acquired by Branch Banking And Trust Company 8 years

View Profile Jun 20 2015

United Kentucky Bank Of Pendleton County, Inc.

Acquisition: The Bank Of Kentucky, Inc. acquired a new subsidiary, United Kentucky Bank Of Pendleton County, Inc., 12 years

View Profile Oct 29 2011

Tapke Asset Management Llc

Acquisition: The Bank Of Kentucky, Inc. acquired a new subsidiary, Tapke Asset Management Llc , 14 years

View Profile Jan 01 2010

First Bank Of Northern Kentucky, Inc.

Acquisition: The Bank Of Kentucky, Inc. acquired a new subsidiary, First Bank Of Northern Kentucky, Inc., 16 years

View Profile May 19 2007

Heritage Bank Of Ashland, Inc.

Heritage Bank Of Ashland, Inc. became a new subsidiary organization for The Bank Of Kentucky, Inc..

View Profile Dec 02 2005

Want to see more?

Complete timeline for The Bank Of Kentucky, Inc. is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Branch Banking And Trust Company Buyer 217,378,053 Acquisition Discontinued 6/20/2015
United Kentucky Bank Of Pendleton County, Inc. Seller 25,079 Acquisition Discontinued 10/29/2011
Tapke Asset Management Llc Seller Acquisition Discontinued 1/1/2010
First Bank Of Northern Kentucky, Inc. Seller 76,785 Acquisition Discontinued 5/19/2007
Peoples Bank Of Northern Kentucky, Inc. Seller 197,971 Acquisition Charter Retained 11/22/2002
Fort Thomas Savings Bank, F.S.B. Seller 98,379 Pooling of Interests Discontinued 6/15/2000
Burnett Federal Savings Bank Seller 12,227 Pooling of Interests Discontinued 10/1/1995
Relationships Role Relationship Start Relationship End
Bank Of Kentucky Financial Corporation, The Parent 4/1/1995 6/19/2015
Heritage Bank Of Ashland, Inc. Subsidary 12/30/2005 6/14/2006
Heritage Bank Of Ashland, Inc. Subsidary 12/2/2005 12/29/2005
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