Vitals
  • Total Assets
    158.5M 6.6 %
  • Total Deposits
    135.4M 7.6 %
  • Total Net Loans
    78.6M 3.9 %
  • Net Income
    1.6M 16.1 %
  • Book Value
    21.4M 0.3 %
  • Book Value x2
    42.7M 0.3 %
  • Book Value x3
    64.1M 0.3 %
ROAA

.988

ROAE

7.183

Efficiency Ratio

73.466

Net Interest Margin

3.992

Balance Sheet Highlights
Financial Highlights The Bank Of Forest All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 158,482 525,484
Total Net Loans 78,609 348,104
Total Deposits 135,432 440,088
Total Equity 21,356 60,485
Profitability
Net Income 1,569 5,177
Return on Average Assets .988 .911
Return on Average Equity 7.183 8.357
Net Interest Margin 3.992 3.971
Efficiency Ratio 73.466 70.327
Noninterest Income/Revenue 18.426 22.171
Balance Sheet Ratios
Loan-to-Deposit 58.043 71.665
Securities/Assets .342 .197
Total Equity/Total Assets .135 .115
Tangible Equity/Tangible Assets .135 .102
Capital Adequacy
Tier 1 Common Capital 21,788 52,498
Tier 1 Capital 21,788 52,598
Tier 2 Capital 886 3,510
Total Capital 22,674 56,103
Total Risk Weighted Assets 97,163 380,206
Leverage Ratio 13.59 10.71
Common Equity Tier 1 Capital Ratio 22.42 16.284
Tier 1 Capital Ratio 22.42 16.342
Total Capital Ratio 23.34 17.377

Timeline for The Bank Of Forest

Diversified Mortgage Corporation

Diversified Mortgage Corporation became a new subsidiary organization for The Bank Of Forest.

View Profile Oct 01 2009

Forest Insurance Agency, Inc.

Forest Insurance Agency, Inc. became a new subsidiary organization for The Bank Of Forest.

View Profile Jan 01 2000

Central Savings And Loan Association

Acquisition: The Bank Of Forest acquired a new subsidiary, Central Savings And Loan Association, 33 years

View Profile Sep 29 1990

First Forest Corporation

First Forest Corporation became a new parent organization for The Bank Of Forest.

View Profile Oct 15 1983

The Bank Of Forest

The Bank Of Forest was established 124 years ago and is currently headquartered in Forest, MS.

Mar 27 1900
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Central Savings And Loan Association Seller 29,218 Failure 9/29/1990
Relationships Role Relationship Start Relationship End
First Forest Corporation Parent 7/15/1991
First Forest Corporation Parent 12/31/1984 7/14/1991
First Forest Corporation Parent 10/15/1983 12/30/1984
Forest Insurance Agency, Inc. Subsidary 6/30/2007
Diversified Mortgage Corporation Subsidary 10/1/2009
Forest Insurance Agency, Inc. Subsidary 1/1/2000 6/29/2007
Similar Organizations
Organization City State Total Assets
Raritan State Bank
 		Raritan IL 161.2M
Livingston State Bank
 		Livingston WI 163.6M
Resurgens Bank
 		Tucker GA 158.2M
Goppert State Service Bank
 		Garnett KS 156.9M
Visionbank
 		Fargo ND 165.1M
Bank Of Zumbrota
 		Zumbrota MN 156.6M
Continental Bank
 		Salt Lake City UT 161.2M
Cornerstone Community Bank
 		Grafton WI 160.6M
Manhattan Bank
 		Manhattan MT 159.6M
Pine Country Bank
 		Little Falls MN 161.2M