Vitals
  • Total Assets
    136.8M 9.8 %
  • Total Deposits
    108.9M 0.1 %
  • Total Net Loans
    98.0M 9.0 %
  • Net Income
    2.0M 19.5 %
  • Book Value
    12.3M 5.4 %
  • Book Value x2
    24.6M 5.4 %
  • Book Value x3
    36.8M 5.4 %
ROAA

1.465

ROAE

16.508

Efficiency Ratio

67.788

Net Interest Margin

4.22

Balance Sheet Highlights
Financial Highlights Texas Heritage Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 136,808 358,087
Total Net Loans 98,007 213,533
Total Deposits 108,908 308,027
Total Equity 12,281 38,740
Profitability
Net Income 1,984 3,845
Return on Average Assets 1.465 1.025
Return on Average Equity 16.508 9.415
Net Interest Margin 4.22 3.773
Efficiency Ratio 67.788 66.762
Noninterest Income/Revenue 10.99 16.375
Balance Sheet Ratios
Loan-to-Deposit 89.991 65.494
Securities/Assets .03 .214
Total Equity/Total Assets .09 .108
Tangible Equity/Tangible Assets .089 .104
Capital Adequacy
Tier 1 Common Capital 12,284 37,278
Tier 1 Capital 12,284 37,303
Tier 2 Capital 1,074 2,526
Total Capital 13,358 39,866
Total Risk Weighted Assets 92,535 237,367
Leverage Ratio 8.89 10.563
Common Equity Tier 1 Capital Ratio 13.28 18.073
Tier 1 Capital Ratio 13.28 18.097
Total Capital Ratio 14.44 19.169

Timeline for Texas Heritage Bank

Cross Plains Development Corporation

Cross Plains Development Corporation became a new subsidiary organization for Texas Heritage Bank.

View Profile May 17 2007

Southwestern Bancorp Insurance Agency, Inc.

Southwestern Bancorp Insurance Agency, Inc. became a new subsidiary organization for Texas Heritage Bank.

View Profile Apr 23 1997

Southwestern Bancorp, Inc.

Southwestern Bancorp, Inc. became a new parent organization for Texas Heritage Bank.

View Profile Jul 01 1996

Cross Plains Bankshares, Inc.

Cross Plains Bankshares, Inc. became a new parent organization for Texas Heritage Bank.

View Profile Jul 31 1985

Texas Heritage Bank

Texas Heritage Bank was established 93 years ago and is currently headquartered in Boerne, TX.

Oct 23 1931
Relationships Role Relationship Start Relationship End
Southwestern Bancorp, Inc. Parent 10/28/1997
Southwestern Bancorp, Inc. Parent 7/1/1996 10/27/1997
Cross Plains Bankshares, Inc. Parent 7/31/1985 6/30/1996
Cross Plains Development Corporation Subsidary 6/30/2007
Southwestern Bancorp Insurance Agency, Inc. Subsidary 6/30/2007 6/1/2011
Southwestern Bancorp Insurance Agency, Inc. Subsidary 4/23/1997 6/29/2007
Cross Plains Development Corporation Subsidary 5/17/2007 6/29/2007
Similar Organizations
Organization City State Total Assets
Community First Bank
 		Kansas City KS 138.6M
Greater Community Bank
 		Rome GA 137.7M
Bny Mellon Trust Of Delaware
 		Wilmington DE 137.7M
La Salle State Bank
 		La Salle IL 137.4M
Southern Bank & Trust
 		Clarkesville GA 141.9M
American Trust Bank Of East Tennessee
 		Knoxville TN 142.0M
Elkton Bank & Trust Company
 		Elkton KY 136.2M
Citizens Community Bank
 		Hahira GA 135.9M
Iowa Falls State Bank
 		Iowa Falls IA 139.0M
The Clay City Banking Co.
 		Clay City IL 134.9M