Net Income Analysis ( % relative to Total Revenue )
Income Statement Texas Financial Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 2,079 10,872
Income from Lease Financing Receivables — 2
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 2,079 10,941
Investment Interest Income (TE) 769 2,007
Total Interest Income (TE) 3,028 13,476
Total Interest Expense 28 1,063
Net Interest Income (TE) 3,000 12,338
Non-Interest Income 1,051 2,639
Adjusted Operating Income (TE) 4,051 15,335
Non-interest Expense 2,755 9,693
Provision for Loan & Lease Losses 88 524
Pretax Operating Income (TE) 1,208 4,819
Pretax Net Operating Income (TE) 1,208 4,946
Applicable Income Taxes 291 576
Net Operating Income 820 3,858
Net Income 820 3,845
Cash Dividends Declared — 1,701
Retained Earnings 820 1,997