Vitals
  • Total Assets
    99.9M -2.5 %
  • Total Deposits
    89.3M -3.5 %
  • Total Net Loans
    38.3M 14.6 %
  • Net Income
    820000.0000 -0.2 %
  • Book Value
    10.4M 7.6 %
  • Book Value x2
    20.9M 7.6 %
  • Book Value x3
    31.3M 7.6 %
ROAA

.829

ROAE

8.119

Efficiency Ratio

68.01

Net Interest Margin

3.35

Balance Sheet Highlights
Financial Highlights Texas Financial Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 99,921 358,087
Total Net Loans 38,313 213,533
Total Deposits 89,256 308,027
Total Equity 10,443 38,740
Profitability
Net Income 820 3,845
Return on Average Assets .829 1.025
Return on Average Equity 8.119 9.415
Net Interest Margin 3.35 3.773
Efficiency Ratio 68.01 66.762
Noninterest Income/Revenue 25.766 16.375
Balance Sheet Ratios
Loan-to-Deposit 42.925 65.494
Securities/Assets .35 .214
Total Equity/Total Assets .105 .108
Tangible Equity/Tangible Assets .105 .104
Capital Adequacy
Tier 1 Common Capital 10,681 37,278
Tier 1 Capital 10,681 37,303
Tier 2 Capital 624 2,526
Total Capital 11,305 39,866
Total Risk Weighted Assets 52,580 237,367
Leverage Ratio 10.51 10.563
Common Equity Tier 1 Capital Ratio 20.31 18.073
Tier 1 Capital Ratio 20.31 18.097
Total Capital Ratio 21.5 19.169

Timeline for Texas Financial Bank

The First State Bank Of Rankin

Acquisition: Texas Financial Bank acquired a new subsidiary, The First State Bank Of Rankin, 23 years

View Profile Oct 16 2001

K&T Financial Corporation

K&T Financial Corporation became a new parent organization for Texas Financial Bank.

View Profile Jul 31 1997

State Finance Company

State Finance Company became a new subsidiary organization for Texas Financial Bank.

View Profile Oct 01 1994

Eden State Bank

Acquisition: Texas Financial Bank acquired a new subsidiary, Eden State Bank, 38 years

View Profile Aug 01 1986

Eden Financial Corporation

Eden Financial Corporation became a new parent organization for Texas Financial Bank.

View Profile Aug 01 1986

Want to see more?

Complete timeline for Texas Financial Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First State Bank Of Rankin Seller 21,345 Pooling of Interests Discontinued 10/16/2001
Eden State Bank Seller 13,340 Failure 8/1/1986
Relationships Role Relationship Start Relationship End
Eden Financial Corporation Parent 8/1/2008
K&T Financial Corporation Parent 7/31/1997 7/31/2008
Eden Financial Corporation Parent 8/1/1986 7/30/1997
State Finance Company Subsidary 10/1/1994 10/15/2001
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