Synergy Bank, S.S.B.
Mckinney, TX — State Savings Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Synergy Bank, S.S.B. | All Insured Savings Banks in Texas |
| Interest and Fees on Loans | 5,911 | 25,416 |
| Income from Lease Financing Receivables | — | 37 |
| — | 19 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 10 |
| Income on Loans and Leases (TE) | 5,911 | 25,508 |
| Investment Interest Income (TE) | 142 | 1,744 |
| Total Interest Income (TE) | 6,093 | 27,653 |
| Total Interest Expense | 838 | 2,983 |
| Net Interest Income (TE) | 5,255 | 24,676 |
| Non-Interest Income | 891 | 8,040 |
| Adjusted Operating Income (TE) | 6,146 | 32,713 |
| Non-interest Expense | 5,770 | 20,373 |
| Provision for Loan & Lease Losses | 262 | 900 |
| Pretax Operating Income (TE) | 114 | 11,517 |
| Pretax Net Operating Income (TE) | 114 | 11,901 |
| Applicable Income Taxes | 214 | 1,411 |
| Net Operating Income | 338 | 10,708 |
| Net Income | 338 | 10,708 |
| Cash Dividends Declared | — | 4,954 |
| Retained Earnings | 338 | 5,973 |