Vitals
  • Total Assets
    153.4M 12.0 %
  • Total Deposits
    129.8M 11.5 %
  • Total Net Loans
    119.8M 18.4 %
  • Net Income
    338000.0000 -36.2 %
  • Book Value
    17.9M -0.7 %
  • Book Value x2
    35.8M -0.7 %
  • Book Value x3
    53.7M -0.7 %
ROAA

.233

ROAE

1.859

Efficiency Ratio

93.882

Net Interest Margin

6.024

Balance Sheet Highlights
Financial Highlights Synergy Bank, S.S.B. All Insured Savings Banks in Texas
Balance Sheet $(000)
Total Assets 153,363 699,407
Total Net Loans 119,847 487,746
Total Deposits 129,844 520,110
Total Equity 17,892 100,964
Profitability
Net Income 338 10,708
Return on Average Assets .233 1.001
Return on Average Equity 1.859 8.837
Net Interest Margin 6.024 4.122
Efficiency Ratio 93.882 69.901
Noninterest Income/Revenue 12.758 22.526
Balance Sheet Ratios
Loan-to-Deposit 92.301 87.04
Securities/Assets .043 .148
Total Equity/Total Assets .117 .144
Tangible Equity/Tangible Assets .091 .13
Capital Adequacy
Tier 1 Common Capital 13,292 94,270
Tier 1 Capital 13,292 94,270
Tier 2 Capital 968 4,738
Total Capital 14,260 99,006
Total Risk Weighted Assets 117,759 501,775
Leverage Ratio 9.08 11.157
Common Equity Tier 1 Capital Ratio 11.29 17.175
Tier 1 Capital Ratio 11.29 17.194
Total Capital Ratio 12.11 18.145

Timeline for Synergy Bank, S.S.B.

Premier Delaware Bancshares, Inc

Premier Delaware Bancshares, Inc became a new parent organization for Synergy Bank, S.S.B..

View Profile Aug 29 2003

Synergy Mortgage Corp.

Synergy Mortgage Corp. became a new subsidiary organization for Synergy Bank, S.S.B..

View Profile Sep 07 2001

Synergy Bank, S.S.B.

Synergy Bank, S.S.B. was established 26 years ago and is currently headquartered in Mckinney, TX.

Mar 20 1998
Relationships Role Relationship Start Relationship End
Premier Delaware Bancshares, Inc Parent 8/29/2003
Synergy Mortgage Corp. Subsidary 6/30/2007
Synergy Mortgage Corp. Subsidary 9/7/2001 6/29/2007
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