Net Income Analysis ( % relative to Total Revenue )
Income Statement Superior Bank All Insured Commercial Banks in Missouri
Interest and Fees on Loans 1,009 8,346
Income from Lease Financing Receivables — 6
— 27
Estimated Tax Benefit from Tax-Exempt Loan Income — 13
Income on Loans and Leases (TE) 1,009 8,380
Investment Interest Income (TE) — 1,007
Total Interest Income (TE) 1,025 9,598
Total Interest Expense 147 957
Net Interest Income (TE) 878 8,596
Non-Interest Income 247 1,957
Adjusted Operating Income (TE) 1,125 10,610
Non-interest Expense 1,184 6,886
Provision for Loan & Lease Losses -100 275
Pretax Operating Income (TE) 41 3,421
Pretax Net Operating Income (TE) 41 3,495
Applicable Income Taxes — 604
Net Operating Income 41 2,724
Net Income 41 2,724
Cash Dividends Declared — 1,137
Retained Earnings 41 1,380