Vitals
  • Total Assets
    142.6M -8.6 %
  • Total Deposits
    127.0M -9.9 %
  • Total Net Loans
    79.4M -6.7 %
  • Net Income
    1.5M -19.2 %
  • Book Value
    15.2M 3.0 %
  • Book Value x2
    30.4M 3.0 %
  • Book Value x3
    45.7M 3.0 %
ROAA

1.03

ROAE

9.619

Efficiency Ratio

65.117

Net Interest Margin

4.448

Balance Sheet Highlights
Financial Highlights Sundown State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 142,562 358,087
Total Net Loans 79,375 213,533
Total Deposits 126,975 308,027
Total Equity 15,217 38,740
Profitability
Net Income 1,476 3,845
Return on Average Assets 1.03 1.025
Return on Average Equity 9.619 9.415
Net Interest Margin 4.448 3.773
Efficiency Ratio 65.117 66.762
Noninterest Income/Revenue 14.762 16.375
Balance Sheet Ratios
Loan-to-Deposit 62.512 65.494
Securities/Assets .228 .214
Total Equity/Total Assets .107 .108
Tangible Equity/Tangible Assets .107 .104
Capital Adequacy
Tier 1 Common Capital 15,217 37,278
Tier 1 Capital 15,217 37,303
Tier 2 Capital 778 2,526
Total Capital 15,995 39,866
Total Risk Weighted Assets 98,272 237,367
Leverage Ratio 11 10.563
Common Equity Tier 1 Capital Ratio 15.48 18.073
Tier 1 Capital Ratio 15.48 18.097
Total Capital Ratio 16.28 19.169

Timeline for Sundown State Bank

Sundowner Bankshares, Inc.

Sundowner Bankshares, Inc. became a new parent organization for Sundown State Bank.

View Profile Aug 01 1999

Sundown Bankshares, Inc.

Sundown Bankshares, Inc. became a new parent organization for Sundown State Bank.

View Profile Jan 10 1980

Sundown State Bank

Sundown State Bank was established 61 years ago and is currently headquartered in Sundown, TX.

May 21 1963
Relationships Role Relationship Start Relationship End
Sundown Bankshares, Inc. Parent 7/1/2007
Sundowner Bankshares, Inc. Parent 8/1/1999 6/30/2007
Sundown Bankshares, Inc. Parent 1/2/1996 7/31/1999
Sundown Bankshares, Inc. Parent 12/31/1991 1/1/1996
Sundown Bankshares, Inc. Parent 12/31/1986 12/30/1991
Sundown Bankshares, Inc. Parent 12/31/1982 12/30/1986
Sundown Bankshares, Inc. Parent 1/10/1980 12/30/1982
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